Protect your Firearms And Ammo Merchant Account

How To Open A Firearms And Ammo Merchant Account

Having trouble with your firearm credit card processing account? Let High-Risk Payment Pro’s help you today!

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Looking for a Firearms Merchant Account?

If you’re in the market for a firearms merchant account look no further! High-Risk Payment Pro’s specializes in credit card payment processing for this sensitive industry. Find the right solution for your firearms merchant account,  look for merchants who are recognized as an experienced NRA endorsed credit card processing company. Generic payment processors like PayPal, Stripe, and Square choose to steer clear of any firearms businesses that sell guns, accessories, and ammo. These merchant account providers do not have what it takes to support firearm payment processing. If you are in need of a credit card processing partner that can handle all your needs, look no further than High-Risk Payment Pro’s, we have got you covered.

How Can I Get a Firearms Merchant Account?

The key to being a successful company has a lot to do with who you choose to handle your payment processing. For your clients especially, it is important to have your business running smoothly and easy access for potential clients to purchase firearms. Federal Firearms License is a federally issued license that enables the selling and trading of firearms.

In order for a client to purchase a firearm you will need a license (FFL) and it necessary to establish a high-risk payment processor for any and all digital sales. Even after receiving a firearms license generic merchant account providers will still deny payment processing for this industry. Therefore, securing the right firearms merchant account is vital for a successful business! You can get a firearms merchant account by applying to a high-risk credit card processor.

After completion of the application, the underwriters will review it and either accept or deny your business. Here at High-Risk Payment Pro’s we have ax extremely high approval rate and our underwriters are experienced; they want you to get approved just as much as you do!

Why is it considered high risk?

Firearm merchant accounts are considered high risk because of the product being sold, guns! There can be complications with payment processing with such an expensive product so most banks won’t accept the partnership because it is high risk. High-Risk Payment Pro’s has a variety of NRA endorsed credit card processing solutions that will help your business bloom. It is important to be cognizant of your business’s opportunity and be aware of any limitations against firearm merchant accounts. Once a business is considered high risk it is hard to find a payment processor that will understand how to handle the company.

High-Risk Payment Pro’s has experienced underwriting services for reasonably low prices. We understand how challenging it is when finding the perfect firearms merchant account provider. Just because firearms are classified as high risk does not mean you cannot receive reliable payment processing.


  • Fill out an online application
  • Submit the proper documentation
  • Let our expert underwriting team go to work for you to get you approved
  • Start accepting payments and making money

How Does Being High Risk Affect Your Chances of Getting a Firearms Merchant Account?

Seeking the perfect firearms merchant account provider for your gun-related business can feel unmotivating because of the response from most banks. Selling firearms are highly regulated on a federal level. Because of strict rules and regulations finding firearm card processing solutions can be quite difficult. Usually, underwriters at mainstream and generic merchant account companies do not have the skills and experience to check if it is a viable business. Therefore, they are not abiding by the Federal Firearms License and cannot serve the business in payment processing. It is very important to secure a merchant account provider that specializes in firearms. Many banks won’t approve such a risky industry because of the strict nature of laws put in place. High-Risk Payment Pro’s specializes in firearms merchant accounts and can support and guide your business to succeed. 

Looking for an Ammo & Firearm merchant account?


High-Risk Payment Pro’s is well versed with the unique needs of the different firearm-related businesses and has established acquiring banking relationships. We are experts in getting firearms merchant accounts set up and accepting online payments in no time.


Our Services

Ammo & Firearm Merchant Account Experts

  • Fast Account Approval
  • Large Merchants Welcome
  • 10+ Banking Relationships
  • Retail & E-Commerce Adult Accounts
  • B2B Adult Accounts Welcome
  • In House Under Writing

Multiple Payment Solutions

  • Credit Cards
  • ACH
  • E-Checks
  • Custom Gateway
  • Mobile Payments
  • EMV Readers
  • B2B-Level 2/3 Data Discounts
  • Chargeback Management
  • SSL Secure Checkout

Top Customer Service

  • POS/Terminals Available
  • Developer API/Docs
  • Dedicated Account Managers
  • Custom Gateway Tools
  • Vault
  • Custom Checkout Plugins